Banking & Financial Services

Financing issues underlie most commercial activity. Businesses must borrow to finance expansion and acquisitions, or to ease cash flow. Banks and other lenders must negotiate loan terms that protect their interests. 

Torkin Manes’ Banking & Financial Services Group provides comprehensive legal services to a wide spectrum of lenders and borrowers. We represent many types of lender, including Schedule I and Schedule II chartered banks, U.S. banks, asset-based lenders, mezzanine and subordinated lenders, and private lenders. We represent borrowers in most sectors of the economy, including real estate development, technology, pulp and paper, mining, manufacturing, pharmaceutical, distribution, entertainment, construction, importers, exporters and foreign companies investing or establishing a presence in Canada.

Our lawyers have lengthy experience in a broad range of legal services for borrowers and lenders, including corporate finance, regulatory and governance issues, and general banking matters. As befits a law firm that prides itself on understanding its clients’ businesses and providing practical advice that helps clients reach their objectives, our Banking & Financial Services Group ensures that our clients’ financing arrangements are completed efficiently and cost-effectively. Our clients know they can reach us whenever they need to—and that the lawyer they will be dealing with is the lawyer taking responsibility for the work. We pride ourselves on explaining complex technical issues clearly and concisely so that our clients understand their options.

Because we serve both borrowers and lenders, each side benefits from our knowledge of the other. We understand how banks and other lenders make decisions. We have solid, long-standing working relationships with lenders and can negotiate effectively with them on our clients' behalf, no matter what the size or type of loan.

Some of our many services include:

  • Asset-based lending
  • Cross-border loans
  • Equipment leasing/financing
  • Factoring
  • Mezzanine and subordinated debt
  • Real estate finance
  • Secured transactions
  • Venture capital financings
Date Title Related Lawyers Type

March 2017

Maintaining Minute Books and Solving Minute Book Problems

Speaker, The Law Society of Upper Canada

Jeffrey Alpert

Presentation

December 2016

Ontario Corporations Beware: Changes To The Law Regarding Record Keeping And Forfeiture Of Corporate Property

The Corporate Brief, No. 268

Jeffrey Alpert

Newsletter

November 2016

Ontario Corporations Beware: Changes to the Law Regarding Record Keeping and Forfeiture of Corporate Property

Torkin Manes LegalPoint

Jeffrey Alpert

Article

March 2016

Where Oh Where Is My Debtor? Recent Changes to the Ontario Personal Property Security Act

Torkin Manes LegalPoint

Jeffrey Alpert

Newsletter

February 2016

Giving Undertaking or Deficiency Agreements to Lenders/Creditors: Mere Words or Are they Much More?

Torkin Manes LegalPoint

Barry A. Cohen, QC

Newsletter

January 2016

Secured Parties Beware: Security Interests In Transferred Collateral

Torkin Manes LegalPoint

Jeffrey Alpert

Newsletter

December 2015

The Unexpected Creditor: Why the Right to Redeem or Retract Shares Matters to Lenders

Torkin Manes LegalPoint

Barry A. Cohen, QC
Marc Weisman

Newsletter

July 2015

Does a Discharge of a Receiver Mean Liability of the Receiver is at an End?

Torkin Manes LegalPoint

Barry A. Cohen, QC

Newsletter

June 2015

A Trio of Recent PPSA Cases From Coast to Coast in Canada

Torkin Manes LegalPoint

Jeffrey Alpert

Newsletter

January 2015

Everything You Ever Wanted to Know about the PPSA (But Were Afraid to Ask)

It's as Easy as 1, 2 , 3 (Understanding Security, PPSA, Credit Adjudication Without Financials), Credit Institute of Canada, Toronto Chapter

Jeffrey Alpert

Presentation

More Publications

S. Fay Sulley

Practice Group Lead

Tel: 416 777 5419  Fax: 1 888 587 5769
Email: fsulley@torkinmanes.com

Jeffrey Alpert

Tel: 416 777 5418  Fax: 1 888 823 9019
Email: jalpert@torkinmanes.com

Barry A. Cohen, QC

Tel: 416 777 5434  Fax: 1 888 812 2564
Email: bcohen@torkinmanes.com

Glen Eddie

Tel: 416 777 5357  Fax: 1 888 812 2557
Email: geddie@torkinmanes.com

Chaim Sapirman

Tel: 416 777 5196  Fax: 1 877 689 3861
Email: csapirman@torkinmanes.com

Practice Group Lead(s)

S. Fay Sulley 416 777 5419 fsulley@torkinmanes.com

Practice Group Lawyers

Jeffrey Alpert 416 777 5418 jalpert@torkinmanes.com
Barry A. Cohen, QC 416 777 5434 bcohen@torkinmanes.com
Glen Eddie 416 777 5357 geddie@torkinmanes.com
Chaim Sapirman 416 777 5196 csapirman@torkinmanes.com

Practice Group Clerks

Shalan Jankowski 416 777 5405 sjankowski@torkinmanes.com
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