Banking & Financial Services

Financing issues underlie most commercial activity. Businesses must borrow to finance expansion and acquisitions, or to ease cash flow. Banks and other lenders must negotiate loan terms that protect their interests. 

Torkin Manes’ Banking & Financial Services Group provides comprehensive legal services to a wide spectrum of lenders and borrowers. We represent many types of lender, including Schedule I and Schedule II chartered banks, U.S. banks, asset-based lenders, mezzanine and subordinated lenders, and private lenders. We represent borrowers in most sectors of the economy, including real estate development, technology, pulp and paper, mining, manufacturing, pharmaceutical, distribution, entertainment, construction, importers, exporters and foreign companies investing or establishing a presence in Canada.

Our lawyers have lengthy experience in a broad range of legal services for borrowers and lenders, including corporate finance, regulatory and governance issues, and general banking matters. As befits a law firm that prides itself on understanding its clients’ businesses and providing practical advice that helps clients reach their objectives, our Banking & Financial Services Group ensures that our clients’ financing arrangements are completed efficiently and cost-effectively. Our clients know they can reach us whenever they need to—and that the lawyer they will be dealing with is the lawyer taking responsibility for the work. We pride ourselves on explaining complex technical issues clearly and concisely so that our clients understand their options.

Because we serve both borrowers and lenders, each side benefits from our knowledge of the other. We understand how banks and other lenders make decisions. We have solid, long-standing working relationships with lenders and can negotiate effectively with them on our clients' behalf, no matter what the size or type of loan.

Some of our many services include:

  • Asset-based lending
  • Cross-border loans
  • Equipment leasing/financing
  • Factoring
  • Mezzanine and subordinated debt
  • Real estate finance
  • Secured transactions
  • Venture capital financings
Date Title Related Lawyers Type

October 2017

Common Mistakes under the PPSA and How to Avoid Them

Presentation for Bibby Financial Services (Canada), Toronto

Jeffrey Alpert

Presentation

October 2017

BHL v. Leumi ABL Limited: Collection Fees Charged Under Factoring Agreements

Torkin Manes LegalPoint

Jeffrey Alpert

Article

September 2017

Legal Updates in Factoring 2017

Canadian Chapter of the International Factoring Association at the Mississauga Living Arts Centre

Jeffrey Alpert

Presentation

June 2017

PPSA Registrations Against Corporate Debtors with English/French Names

Torkin Manes LegalPoint

Jeffrey Alpert

Article

May 2017

Forfeited Corporate Property Act, 2015 and Amendments to the OBCA

7th Annual Business Law Summit, The Law Society of Upper Canada

Jeffrey Alpert

Presentation

April 2017

Canadian Legal Update

Panel Member at the Annual Conference of the International Factoring Association (IFA)

Jeffrey Alpert

Presentation

March 2017

Notice of Assignment of Accounts Receivable Under the PPSA: What Every Factor Should Know

Torkin Manes LegalPoint

Jeffrey Alpert

Article

March 2017

Documenting a Loan Transaction: From the Bank’s Offer Letter to the Lawyer’s Opinion Letter

Presentation for Bank of Montreal, Real Estate Finance Group, Toronto

Jeffrey Alpert

Presentation

March 2017

Maintaining Minute Books and Solving Minute Book Problems

Speaker, The Law Society of Upper Canada

Jeffrey Alpert

Presentation

December 2016

Ontario Corporations Beware: Changes To The Law Regarding Record Keeping And Forfeiture Of Corporate Property

The Corporate Brief, No. 268

Jeffrey Alpert

Newsletter

More Publications

S. Fay Sulley

Practice Group Lead

Tel: 416 777 5419  Fax: 1 888 587 5769
Email: fsulley@torkinmanes.com

Jeffrey Alpert

Tel: 416 777 5418  Fax: 1 888 823 9019
Email: jalpert@torkinmanes.com

Barry A. Cohen, QC

Tel: 416 777 5434  Fax: 1 888 812 2564
Email: bcohen@torkinmanes.com

Glen Eddie

Tel: 416 777 5357  Fax: 1 888 812 2557
Email: geddie@torkinmanes.com

Leslie McGowran

Tel: 416.775.8824  Fax: 1 844 275 6203
Email: lmcgowran@torkinmanes.com

Chaim Sapirman

Tel: 416 777 5196  Fax: 1 877 689 3861
Email: csapirman@torkinmanes.com

Practice Group Lead(s)

S. Fay Sulley 416 777 5419 fsulley@torkinmanes.com

Practice Group Lawyers

Jeffrey Alpert 416 777 5418 jalpert@torkinmanes.com
Barry A. Cohen, QC 416 777 5434 bcohen@torkinmanes.com
Glen Eddie 416 777 5357 geddie@torkinmanes.com
Leslie McGowran 416.775.8824 lmcgowran@torkinmanes.com
Chaim Sapirman 416 777 5196 csapirman@torkinmanes.com

Practice Group Clerks

Shalan Jankowski 416 777 5405 sjankowski@torkinmanes.com
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